Mercer Super

Open the door to more

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Mercer Super has been helping Australians achieve brighter financial futures since 1995. We’re also one of Australia’s largest super funds with some of the lowest fees.

Because we’re backed by Mercer, a global retirement and investment expert, our members get access to more expertise and greater opportunities to grow their superannuation.

The door to a brighter financial future is waiting for you. Are you ready for more?

More savings, lower fees
More investment expertise
More ways to support you

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More savings, lower fees

Low fees¹ mean more value for you, more confidence about your financial future and more savings to rely on when you stop working.

We help our members keep more of their money where it belongs – in their super accounts. And the best part, we don't compromise on performance, so you know that your super is in safe hands.

Check out our fees and costs

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Strong past performance

How a super fund performs over the long-term can make a significant difference to your final balance, especially when combined with low fees.

Mercer Super’s default investment option Mercer SmartPath®, has delivered 8.0% p.a. over seven years for one of our largest cohort of members², outperforming the comparative industry median of 7.0%.

Check out our performance

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More investment expertise

Our local know how and global expertise are put to work for you, with 2,000 investment experts in 42 markets, seeking out opportunities in Australia and around the world.

And it's not just us - we're part of the Mercer family, global experts in retirement and investments with US$379 billion³ in assets under management globally in retirement savings globally.

We’ve been here since the start of compulsory super. We love opening the door for working Aussies to make the most of their super.

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We’re a multi-award winning fund

Don’t just take our word for it, see what the leading industry rating agencies say about us.⁴

More ways to support you

Mercer Super offers members the opportunity to become more secure and confident in their financial life journey. Explore the ways we’re here to support you and your loved ones.

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Financial advice

Access a range of financial advice support tools and services to help make the decisions that will work best for you.

Explore financial advice tools and services

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Ageing care

Care & Living with Mercer helps members, and their loved ones, navigate ageing care with confidence.

Find out more about Care & Living with Mercer

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Insurance

As members, you have access to insurance in your super to help ensure financial security for you and your loved ones.

Learn how insurance works with your super

^{1 As at 16 May 2023, Canstar financial comparison site shows that MercerSuper has one of the lowest fees compared to some of the largest superfunds in Australia (for a member aged between 40-49 with a balance of up to $55,000). Visit www.canstar.com.au/superannuation/compare/super-funds-lowest-fees/ to find out more. For full fees and charges see the Product Disclosure Statement (PDS) and 'Your fees and benefits' booklet you receive when you join the plan.}^{2 Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 30 June 2023. While Mercer Super did not feature in the official June 2023 survey, Mercer Super is captured in the revised data file. Based on Mercer SmartPath membership data as at 31 March 2023 and for members invested for the full 2022/23 financial year.}^{3 Marsh McLennan announces US$379 billion assets under delegated management (as of September 30, 2023 / end of 3Q23) for Mercer.}

^{4 Mercer Super has been recognised with several SuperRatings awards, including SuperRatings’ highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. These products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 15 years. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved.}

^{Issued by Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’). Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, Financial Services Guide and Target Market Determination (TMD) before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance.}

^{Please also read and note the Care and Living with Mercer Terms of Use when accessing, browsing or using the services made available to you. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.}