Your Mercer Super

Fees and investment options

Mercer Super harnesses global scale, expertise and knowledge to seek out the best investment opportunities in Australia and around the world, to help grow and protect your retirement outcomes.

 

Stronger super, competitive fees

Mercer Super’s MySuper default options (including Mercer SmartPath) passed the Australian Prudential Regulation Authority (APRA) Annual Performance Assessment for the second consecutive year, as at 30 June 2022.

Now that the transfer from BT Super to Mercer Super is complete, you can enjoy one of the most competitive super offers in Australia, including zero dollar-based administration fees, competitive investment fees and, for most members, reduced percentage-based administration fees.

  • If you are a super member, you can find a list of Mercer Super investment options available to you, and their investment fees in this investment menu document.
  • If you are a pension member, you can find a list of Mercer SmartRetirement Income investment options, and their investment fees in this SmartRetirement investment menu document.

Other fees and costs will be detailed in your Product Disclosure Statement, available on our website, and in your Welcome Letter.

 

Local and global investment experts

As a Mercer Super member you can benefit from Mercer’s global investment team, comprising more than 1,300 investment experts, who seek out the best investment opportunities here in Australia and around the world.

By combining deep local expertise with global capability and scale, Mercer Super aims to deliver strong member returns and super you can count on.

 

Your super, your choice

With Mercer Super, you can choose to leave your investment strategy in the hands of our global team of experts or make your own choices from a wide range of investment options.

Your initial Mercer Super investment option(s) will closely match your BT Super investment options.  For further information, including which investment option(s) you’ll be invested in, please refer to the Significant Event Notice sent to you by BT Super, or your Mercer Super Welcome Letter.


Mercer SmartPath – default option

Mercer SmartPath is our default investment option, designed for those who'd prefer to 'set and forget' their investment strategy. This lifestage investment option automatically adjusts the level of risk as you get closer to retirement. For most members (88%), Mercer SmartPath has achieved returns above the Default Options Median, spanning one, three, five and seven years*.

If you were invested in BT Super’s default investment option, BT Lifestage, you will have been invested invested in Mercer SmartPath following the transfer.

  • Expand All
  • |
  • Collapse all
  • Ready-made investment options

    These options provide access to a combination of asset classes to target a specific investment objective.

  • Select-your-own investment options

    If you’d like more control over your super we also offer a range of sustainable plus, sector, passive and enhanced-passive investment options, as well as direct investments (Mercer Direct). 


For past performance information, please see the 2022 Mercer Super Trust Annual Report, Part 2.

Further information

If you require further information please contact Mercer Super on 1800 682 525, Monday to Friday, 8am – 7pm (AEST/AEDT).

* SuperRatings Fund Crediting Rate Survey – Default Options as of September 2022

Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited (‘Mercer Super’), ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917. Copyright 2024 Mercer LLC. All rights reserved.

Terms of use:  Terms & conditions  |  Privacy  |  Security