Start your brighter future today
Join more than 1 million Australians who already enjoy the benefits of a fund that thinks global and acts local
1
Gather your details
Have your tax file number and personal details ready.
2
Choose how you apply
Join your employer’s plan in the Mercer Super fund.
Join Mercer SmartSuper for individuals.
3
Submit your form
Complete and submit the relevant form to your employer or Mercer Super.
Be sure to read the Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to make sure the product is right for you.
I want to join as an individual
Even if your employer is not with Mercer Super, you can open an account with Mercer Super.
Complete the online application form today.
I want to join via my employer
Simply complete your details, sign the form, then print or email the form and give it to your EMPLOYER.
You can also use the Standard Choice Form from the ATO.
Member benefits
By becoming a member of Mercer Super you'll have access to:
- Low admin fees – Depending on your account balance our MySuper SmartPath standard admin fees are between 15% and 37% below the MySuper market average.††
History of strong returns – Mercer Super’s default investment option Mercer SmartPath delivered on average 8.1% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.2% p.a.†
Investment options with greater flexibility – With Mercer Super, members can choose the level of control they want. Leave it in the hands of our global team of investment professionals or make your own choices from a wide range of investment options.
Australian based helpline team – Our highly trained helpline consultants make it their business to know how to support members.
Financial advice – Access a range of limited financial advice and support tools all at no additional cost.
Care & Living with Mercer – Access for members and their families to a support service that helps families with the full spectrum of ageing care requirements, from home care to retirement living and residential aged care.^
Super education and webinars - Access educational webinars that can be viewed anytime. These webinars are designed to help you understand how to get the most from your super.
24/7 online access to your account – Manage your super, beneficiaries and investments 24/7 via our secure Member Online portal or the Mercer Super mobile app.
We’re a multi-award winning fund*
Learn about Mercer Super investment options
Whether you’re starting to build your super balance or focusing on protecting it, we have a number of investment options available for you.
Need more help? We’ve got you covered.
Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.
Member Online support
Log in to your account for more information or to submit an online enquiry.
Contact our Helpline
Visit the member support page or call 1800 682 525, Monday to Friday, 8am-7pm (AEST/ AEDT).
Past performance is not a reliable indicator of future performance. The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
† Mercer Super’s default investment option Mercer SmartPath®, has delivered on average 8.1% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.2% p.a. Based on Mercer SmartPath membership data as at 31 December 2024 and for members invested for the full period. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 December. Past performance is not a reliable indicator of future performance.
†† Chant West MySuper Default Fee Tables December 2024 – for $50,000 and $100,000 account balances. Fees are for Mercer SmartSuper - SmartPath® (our MySuper product) as at 31 December 2024 for total administration fees and costs. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds. You may pay less than this if you are in an employer plan with discounted fees. For more details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works' guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
^Care & Living with Mercer is a service provided by Mercer Consulting (Australia) Pty Ltd ABN 55 153 168 140, Australian Financial Services Licence 411770. Please read Care & Living with Mercer website Terms of Use when accessing the service.
* Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 15 years respectively. Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.
Mercer Super has been recognised with several Chant West Apple Ratings for 2025, including 5 Apples - Highest Quality Fund rating for Mercer Super's super products Mercer SmartSuper Plan - Employer, Mercer SmartSuper Plan - Individual, Mercer SmartSuper and Mercer Business Super, as well as Mercer Super's pension product Mercer SmartRetirement Income. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Refer to chantwest.com.au for full ratings information and their FSG.
The WeMoney Awards are issued by WeMoney Pty Ltd (WeMoney) ABN 88 633 007 860. Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533 has an agreement with WeMoney which permits MSAL to disclose the WeMoney Awards it has received. MSAL pays WeMoney a licence fee. Details about the WeMoney Awards program and methodology are available at wemoney.com.au.
Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Neither Mercer nor any of its related parties accepts any responsibility for any inaccuracy. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.