Get comprehensive retirement and income advice
Improving your financial wellbeing at every stage of life
According to industry research, 95% of Australians enjoy greater peace of mind financially if they consult with a financial adviser.1 Financial advisers can help simplify your life and provide you with a sense of security about your long-term financial future as you transition to retirement and beyond.
How can the Mercer Financial Advice team help you?
Life Stage advice
Whether you're planning for retirement, starting a family or looking at your current cash flow, Life Stage Advice offered by Mercer Financial Advice to Mercer Super members is tailored advice that considers both your Mercer Super account and your wider financial situation.
Your adviser will work with you over two sessions, the first to understand your needs and overall financial situation, including your super. And the second session will be to provide you with tailored advice on how best to achieve your financial goals on specific topics that may include:
- Retirement income planning
- Personal insurance
- Dealing with debt in retirement
- Investments and wealth creation outside super
Cost: Starting at $2,000 (plus GST), the fee will depend on the complexity of the advice and how many of these topics you want to cover. The cost will be discussed in your initial meeting. Subject to your consent, part of the advice that is related to your Mercer Super account can be paid from your Mercer Super account balance.
Comprehensive advice
Comprehensive financial advice can improve decision-making about money-related matters and create a roadmap for achieving your financial goals. Just as importantly, it can also provide peace of mind and happiness, knowing that you have an experienced professional in your corner.
Your adviser will work with you to develop and implement a strategy designed to meet your financial goals over the long-term for you and your family and may include the following within a comprehensive plan:
- Retirement income planning
- Personal insurance
- Dealing with debt in retirement
- Investments and wealth creation outside super
- Estate and legacy planning
- Financial planning for aged care
You may choose this advice as a one-off meeting, or you may choose to check in with your adviser periodically to make any necessary adjustments to keep you on track.
Cost: Starting at $4,500 (plus GST) for one off advice, the annual fee will depend on the complexity of the advice. The cost will be discussed in your initial meeting. Subject to your consent, part of the advice that is related to your super can be paid from your Mercer Super account.
Why comprehensive Mercer Financial Advice?
As much or as little advice as you need: As your life changes so do your financial needs. From planning for retirement, receiving an inheritance, or seeking ongoing financial advice, we're here to support you.
Feel financially secure: 9 out of 10 Australians2 who receive financial advice feel financially more secure while over 60% add it helps with their mental health.
Access to experience: You can approach your retirement with confidence with Mercer Financial Advisers - experienced specialists in wealth creation, investing, insurance, super and retirement.
Get ready to start your journey with Mercer Financial Advice
Discover how to prepare for an advice conversation
You can get more out of your appointment if you're prepared. Know what you want to achieve: more savings, increased income or early retirement. Understand what you need to live on with our budget template.
Get a picture of what you want in retirement
Thinking carefully about what matters can help you draw a complete picture of your ideal retirement lifestyle - and will help your adviser better align your plans to your goals.
Prepare to meet with your financial adviser
Be prepared for your first appointment by gathering and organising the relevant information to provide a clear picture to your adviser of your current financial situation.
Be prepared for your first meeting with an adviser
To make the most out of your first meeting, here are some things to factor in when preparing to meet with a financial adviser for the first time.
Looking for a different type of advice?
Talk to the team
If you have a specific super or pension question or are just unsure what to do next, a super specialist is here to guide and support you.
Access online advice
For quick advice on investment options or growing your super, you can get answers in less than 10 minutes, in your own time. At no extra cost to Mercer Super members.
Get started on your retirement plans
No matter how close or far retirement feels for you, planning is valuable. We offer tools and support to help you get started with confidence.
1 IOOF Research Paper – The True Value of Advice – December 2020, Page 8.
Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd ABN 76 153 168 293, Australian Financial Services Licence #411766.
Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’).
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd.
‘MERCER’ and 'Mercer SmartPath®' are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917.