Join Mercer Super in only a few minutes




Gather your details

Have your tax file number and personal details ready.  



Choose how you apply

Join your employer’s plan in the Mercer Super fund.
Join Mercer SmartSuper for individuals.



Submit your form

Complete and submit the relevant form to your employer or Mercer Super.

Let’s get started!

Be sure to read the Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to make sure the product is right for you.

I want to join as an individual

Even if your employer is not with Mercer Super, you can open an account with Mercer Super.

Complete the online application form today. 

I want to join via my employer

Simply complete your details, sign the form, then print or email the form and give it to your EMPLOYER.  

You can also use the Standard Choice Form from the ATO.

Member benefits

By becoming a member of Mercer Super you’ll have access to:

  • Low fees – Some of the most competitive fees in the Australian superannuation market.
  • History of strong returns – Mercer Super's default investment option, Mercer SmartPath® has delivered 8.1% p.a. over 10 years1 for one of our largest groups of members,2 outperforming the comparative industry median of 7.4% p.a.3

  • Investment options with greater flexibility – With Mercer Super, members can choose the level of control they want. Leave it in the hands of our global team of investment experts or make your own choices from a wide range of investment options.

  • Australian based helpline team – Our highly trained helpline consultants make it their business to know how to support members. 

  • Financial advice – Access a range of limited financial advice and support tools all at no additional cost.

  • Care & Living with Mercer – Access for members and their families to a support service that helps families with the full spectrum of ageing care requirements, from home care to retirement living and residential aged care.
  • Super education and webinars - Access educational webinars that can be viewed anytime. These webinars are designed to help you understand how to get the most from your super.

  • 24/7 online access to your account – Manage your super, beneficiaries and investments 24/7 via our secure Member Online portal or the Mercer Super mobile app.

Superratings awards

Learn about Mercer Super investment options

Whether you’re starting to build your super balance or focusing on protecting it, we have a number of investment options available for you. 

Learn about Mercer Super investment options

Need more help? We’ve got you covered.

Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.

Member Online Support

Member Online support

Log in to your account for more information or to submit an online enquiry.

Contact Our Helpline

Contact our Helpline

Speak with one of our consultants on 1800 682 525, Monday to Friday 8am-7pm (AEST/ AEDT).

1. Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the March 2024 quarter.

2. Based on Mercer SmartPath membership data as at 31 March 2024 and for members invested for the full period.

3. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 March 2024.

Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Neither Mercer nor any of its related parties accepts any responsibility for any inaccuracy. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.

Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for our Corporate Superannuation Division product. The Corporate Superannuation Division product also received SuperRatings 15 Year Platinum Performance award, based on investment returns, fees, insurance, member servicing, administration and governance. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.