Get started on your retirement plans
Tools and support to get you started with confidence
Start preparing now
You might need a little help or a lot when it comes to planning, preparing or thriving in retirement. No matter how close or far retirement feels for you, we can guide you at your own pace through calculators, webinars, fact sheets, market updates as well as financial advice tailored for you if you want extra help.
How to get started
Get a snapshot of where you are today
Check your estimated super balance and your estimated income in retirement with our Retirement Income Simulator.
Use our Retirement Income Simulator
Will you have enough to live comfortably in retirement?
Learn what a comfortable retirement could look like and estimate how much you may need, and where the money might come from with these handy links.
How much super will I need to retire?
Retirement Standard
Where will the money come from?
Determining when you can retire
Use the retirement income calculator to estimate your balance at retirement, your retirement income, and how long it may last, and when you may be able to retire.
Use our Retirement Income Simulator
Have you thought about aged care for yourself, or loved ones?
Aged care is a reality many of us will face – whether it’s for parents, partners or ourselves. Members have access to Care & Living with Mercer^ which provides advice and support on the aged care journey, meaning you don’t have to face these difficult decisions on your own.
How to maximise your retirement income with the government Age Pension
Have you checked if you’re eligible for the government Age Pension?
We know that the government Age Pension is a vital part of many of our Mercer Super members’ retirement plans, so we have partnered with specialists at Retirement Essentials** to remove the complexity in the age pension process. The Age Pension Eligibility calculator can help you find out if you are eligible for the age pension and the team at Retirement Essentials can manage the age pension application process with Services Australia on your behalf at a reduced rate for Mercer Super members.
Personalised affordable retirement advice
Your retirement won’t be the same as everyone else’s, so to help you find your own path, we can connect you with specialist retirement advisers at Retirement Essentials who are ready to answer your questions, for a modest fee.
Discover your plan
Explore and learn more
Your retirement may be close at hand, or it may be on the horizon, but we can help you reach it with confidence through Your Path and our guides on starting a transition to retirement or retirement income account.
Have you downloaded the Mercer Super app?
It’s now easier to track your investments, manage account information, and explore ways to grow your super in your own time, wherever you are.
Already in retirement?
We’re here to help you thrive in retirement by putting steps in place to lead you to live the life you want from health, travel, finances, housing, to maintaining family and social connections.
Looking for a different type of advice?
Talk to the team
If you have a specific super or pension question or are just unsure what to do next, a super specialist is here to guide and support you.
Access online advice
For quick advice on investment options or growing your super, you can get answers in less than 10 minutes, in your own time. At no extra cost to Mercer Super members.
Get comprehensive retirement and income advice
Receive tailored advice from a Mercer Financial Advice adviser around your entire financial situation and life goals to give you comfort and confidence for your future.
^ Care & Living with Mercer is a service provided by Care & Co Match Pty Ltd ABN 61 663 701 906. When accessing the service please read the Care & Co Match website Terms of Use which are available at mercersuper.careandcomatch.com.au.
** Retirement Essentials is a third-party provider that is not related to Mercer or its related entities. Mercer and its related entities do not endorse, guarantee or assume any responsibility for the quality, reliability or accuracy of Retirement Essentials’ services or advice and does not receive any benefit for referring you to these services.
Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’). Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd ABN 76 153 168 293, Australian Financial Services Licence #411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at ‘MERCER’ is an Australian registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917. ©2026 Marsh. All rights reserved. ‘MERCER’ is an Australian registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.