Prepare for retirement, your way
Whatever retirement looks like for you, we’ll help you get there – one step at a time.
Retirement is the reward for years of working and saving – it's your time to live life on your terms. Whether you’re planning, getting ready to retire, or not sure where to start, we’re here to help with advice and tools, to make preparing for retirement easier.
Preparing my plan
Where do I start?
Whether your retirement is close by or on the distant horizon, understanding the foundations of retirement will help you create your unique retirement.
Am I ready to retire?
If you’re retiring soon or easing in over time, we’ll help you understand your options and provide the tools and guidance so you can retire with confidence.
What happens if I have to retire earlier than planned?
If retirement comes earlier than you planned – it can feel overwhelming, but you’re not alone – there's guidance and support to help you understand your options and plan what to do next.
How do I live well in retirement?
Retirement is your time to enjoy life – your way. Let us help you make the most of the opportunities available to you now and through your retirement.
Key topics for your retirement
The topics below reflect what people are thinking about, and focusing on, when it comes to retirement.
How much super will I need?
Everyone’s retirement is different – and that’s a good thing – so plan for the life you want. Work out what that life will cost, check if your super is keeping pace, and make any adjustments now. Ready to see where you stand?
Webinar: Are you retirement ready?
Thinking of retiring in the next 5-10 years? Find out when you can access your super to set up a retirement income, and how you can get guidance and advice.
How do I turn my super into a retirement income?
Your super doesn’t stop working when you do. You could set it up to pay you a regular income, take it as a lump sum, or a mix of both.
Advice and tools, whether you need a little help or a lot
Sometimes your retirement options can feel a bit complicated or overwhelming. As a Mercer Super member, you can access guidance, support, advice and education whenever you need it.
Many retirees feel more confident and ready for the future once they start planning. Having a retirement plan or budget in place can make a big difference.
Together, we can help you understand where you are today, and what steps you can take to feel more confident and at ease about your future.

Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’).
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd.
‘MERCER’ and 'Mercer SmartPath®' are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917.
Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence 411766.




