Set up your retirement account

Preparing for retirement is a big step. It can be an exciting time, and a daunting one. There’s a lot to consider and we’re here to help.

When you’re ready to retire, you have a couple of options: you could cut back your hours and use your super to maintain your income, or you could retire full-time and live the life you choose.

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Start a transition to retirement account

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Start a pension account

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Get advice about your retirement

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How much do I need to retire

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Turn your vision into reality with Mercer Super

Whatever retirement looks like for you, we’re here to help you navigate your financial future with confidence. With simple solutions, accessible advice and flexible options, Mercer Super allows you to step into retirement with ease.


Not quite ready to retire?

With a transition to retirement (TTR) pension, you can ease into retirement at your own pace. Work less and use your super to maintain your income or boost your super savings in the years leading up to full retirement.

Learn about Transition to Retirement

Time to leave work behind?

If you’ve decided it’s time to leave work behind and enjoy full-time living, an allocated pension allows you to access your super as a regular income. At the same time, your savings remain invested and continue to grow. 

Learn about Allocated Pensions

Smart Bundle, your shortcut to a hassle-free retirement plan

Set up your TTR or allocated pension account in minutes with a preselected payment schedule and investment strategy that is fine-tuned as you age. Smart Bundle is an easy  and simple solution for members who want to know their retirement is in good hands.

Learn about Smart Bundle

Next reads

Estimate your retirement savings

Calculate your future income, see the impact of extra super payments and try out different scenarios with our Retirement Income Simulator.

Superannuation and retirement webinars

Take a look at our range of easy-to-understand webinars and online events.

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Navigate retirement with confidence

Care & Living with Mercer gives Mercer Super members access to independent advice and support in their ageing care journey – for themselves or a family member.

Get advice today for greater confidence in your tomorrow

No matter where you’re at in life, the right advice at the right time can help you take charge of your super and retire with confidence.​ With Mercer Super, accessible advice is always within easy reach.

Join Mercer Super

Need more help? We’ve got you covered.

Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.

Member Online Support

Member Online support

Log in to your account for more information or to submit an online enquiry.

Contact Our Helpline

Contact our helpline

Visit the member support page or call 1800 682 525, Monday to Friday, 8am-7pm (AEST/ AEDT).


Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Neither Mercer nor any of its related parties accepts any responsibility for any inaccuracy. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide at before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. The product Target Market Determination can be found at Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.