Our investment strategy has steered a steady course for our members during a period of significant economic and geopolitical volatility.
For the financial year to 30 June 2026 (FY25/26) our default option, Mercer SmartPath, achieved returns between 10.0% and 10.6% for SmartPath members aged between 18 and 52.2 For members aged 52 or over, Mercer SmartPath achieved returns between 6.8% and 10.1%.2
Four years strong1
Hear from Mercer Super’s Chief Investment Officer, Graeme Miller, as he discusses our FY25/26 performance.
Past performance is not a reliable indicator of future performance. The value of an investment in Mercer Super may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
Make the most of Payday Super
As of 1 July, your employer must pay your super at the same time as your pay – not just the minimum of four times a year.
That means your money hits your super account sooner. And the sooner it’s in, the sooner it can start benefiting from potential investment returns.
If your employer isn’t currently contributing to your Mercer Super account, make the most of this moment
Consider completing a choice form to let your employer know to send your super here.
Get more out of your super
Your super’s performing, but there may be more you could do to set it up for success.
As a Mercer Super member, you have access to general financial advice at no additional cost designed around you.
Talk to a super specialist if you’re not sure where to start or for guidance on investment options, growing your super, insurance, starting a pension from your super, and other topics related to your account.
Or use our online advice tool, and in less than 10 minutes receive guidance on investment options and ways to grow your super.
Register for our upcoming webinar: Ask our Chief Investment Officer
Join our webinar and hear from Graeme Miller, Mercer Super’s Chief Investment Officer where he’ll unpack:
- A recap of FY25/26 investment returns for Mercer Super
- An explanation of the key market drivers behind the investment returns
- How Mercer Super has performed compared with other funds
- What to watch for next
During the webinar you’ll also have the chance to ask Graeme your own questions about all things investments.
When: 1-1.45pm (AEST), Thursday 6 August
Format: 45-minute live webinar with Graeme Miller – including live Q& As.
If you can't make it, no worries. Just register and we’ll send you the recording.
Is your employer paying your super elsewhere?
Make ALL your super count
We’re a multi-award winning fund
Don’t just take our word for it, see what the leading industry rating agencies say about us.*
Not a member?
Make your super count
Need more help? We’ve got you covered.
Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.
Member portal support
Log in to your account for more information or to submit an online enquiry.
Contact our Helpline
Visit the member support page or call 1800 682 525, Monday to Friday, 8am-7pm (AEST/ AEDT).
Past performance is not a reliable indicator of future performance. The value of an investment in Mercer Super may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
1. Mercer Super Trust’s analysis of Mercer SmartPath investment performance in the Corporate Superannuation Division (after investment fees and taxes) for the 2022/23, 2023/24, 2024/25 and 2025/26 financial years. Mercer SmartPath default investment options achieved returns of between 10.0% and 12.6% for members aged between 18 and 52 years old across the 2022/23, 2023/24, 2024/25 and 2025/26 financial years. For members aged 52 or over, Mercer SmartPath default investment options achieved returns between 6.8% and 12.4% across the 2022/23, 2023/24, 2024/25 and 2025/26 financial years. Based on membership data as at 31 March 2026 for the Corporate Superannuation Division of Mercer Super for members invested in Mercer SmartPath for the entire period. Approximately 80% of Mercer SmartPath members within the Corporate Superannuation Division benefited from double-digit returns across the four financial years.
2. Based on membership data for the Corporate Superannuation Division of Mercer Super for members invested for the entire 2025/26 financial year. Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the 2025/26 financial year. Mercer SmartPath default investment options achieved returns of between 10.0% and 10.6% for members aged between 18 and 52 years old. For members aged 52 or over, Mercer SmartPath default investment options achieved returns between 6.8% and 10.1%.
*The Canstar 2026 Outstanding Value - Superannuation award was received in March, 2026. The award is based on 2025 information. Awards and ratings are only one factor to be taken into account when deciding how to invest your super.
Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 20 years respectively. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Consider your personal circumstances, read the product disclosure statement and seek financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance is not a reliable indicator of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2026 SuperRatings. All rights reserved.
Mercer Super has been recognised with several Chant West Apple Ratings for 2026, including 5 Apples - Highest Quality Fund rating for Mercer Super's super products Mercer SmartSuper Plan - Individual, Mercer SmartSuper and Mercer Business Super, as well as Mercer Super's pension product Mercer SmartRetirement Income. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2026) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Refer to chantwest.com.au for full ratings information and their FSG.
The trustee has appointed Mercer Investments (Australia) Limited (MIAL) ABN 66 008 612 397 AFSL #244385 as an implemented consultant to provide investment strategy advice, portfolio management and implementation services including investment manager selection and monitoring. MIAL is also the responsible entity of a number of investment funds (the Mercer Funds). Mercer Super Trust invests in the Mercer Funds. Neither MSAL or MIAL or any of the underlying fund investment managers guarantee the investment performance, earnings or return of capital invested in any of the Mercer Super Trust investment options.
Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.
Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’).
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd.
‘MERCER’ and 'Mercer SmartPath®' are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917.
The returns shown above are net earnings and are calculated after the deduction of applicable taxes and costs and are current as at 30 June 2026. These results are provided by Mercer Investments (Australia) Limited (MIAL) ABN 66 008 612 397 AFSL 244385. Past performance is not a reliable indicator of future performance.
The trustee has appointed Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence 411766 to provide financial advice services for members of the Mercer Super Trust. Mercer Financial Advisers are authorised representatives of MFAAPL.
The trustee regards the security of your personal information of the utmost importance. If you receive a suspicious email or one requesting information such as your personal details, account information, password or other log in details, do not open any attachments and contact us immediately on 1800 682 525 or via the member portal. You can learn more about online security at mercersuper.com.au/onlinesafety.
For information on privacy and the handling of your personal information, together with how to contact our Privacy Officer, please refer to the Mercer Australia Privacy Policy available at mercersuper.com.au/privacy.