A leader you can trust

Mercer Super has been helping Australians achieve their desired retirement outcomes since 1995.

Strong performance

Strong past performance


Mercer Super’s default investment option Mercer SmartPath®, has delivered on average 8.1% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.2% p.a.† Learn more.

75 years' experience

75 years’ experience


We’re backed by Mercer, a locally-led, global expert in retirement and investments with US$617 billion§ in assets under management globally. Learn more.

Low fees

Low admin fees


Low admin fees†† mean more value for you, more confidence about your financial future and more savings to rely on when you stop working.

We’re a multi-award winning fund*

We aim to deliver the best possible returns, low admin fees and high-quality experiences to our 1 million plus members.

What would you like to do today?

Grow your super

Grow your super

Learn more

Consolidate super

Consolidate your super

Learn more

Super education webinars

Super education webinars

Learn more

Explore insurance options

Explore insurance options

Learn more

Make the most of your super

Being a leader in retirement and investment solutions means we have expertise at our fingertips to help grow your super. We leverage the expertise of our global investment professionals, who manage US$617 billion§ in assets, to help safeguard and grow your super.

Learn how we invest
Explore your investment options
Find expert advice

Make the most of your super

Consolidate your super

Make managing your super easier and potentially save on fees by combining all your super into one account.

Consolidate in 3 steps here

Consolidate super

Super education & webinars

As a Mercer Super member, you have access to an ongoing series of educational webinars that can be viewed any time. These webinars are designed to help you understand how to get the most from your super.

Educational webinars

Super education and webinars

Explore insurance options

Protect yourself from the unexpected with the right insurance. Explore our cover options designed to provide financial security for you and your loved ones.

Discover your insurance options

Insurance

Advice tools and simulator

There’s no ‘one-size fits all’ strategy when it comes to financial advice. Mercer Super members have access to our self-serve e-Advice tool, limited phone-based advice and a Retirement Income Simulator – all at no additional cost.

We can also refer you to a licensed Mercer Financial Advice financial planner who can provide tailored advice to help you with your targeted financial goals. This is a fee-based service, and you will be informed of all costs before any work is undertaken. The fees can be up-front or on a fixed term. The first meeting is complimentary.

Explore our Retirement Income Simulator
Learn more about Mercer Financial Advice

Advice

Care & Living with Mercer

Complimentary access for members and their families to Care & Living with Mercer, a support service that helps families with the full spectrum of ageing care requirements, from home care to retirement living and residential aged care.

Discover more

Care and Living with Mercer

Download the Mercer Super app

Your super is in your hands. Track and manage your super account anytime, anywhere with the Mercer Super app.

Download
Apple Store  |  Google Play

Download the Mercer Super app

Helpful links for members

Looking for something specific? Try these quick links to save time.

75 years' experience

Get advice about your super

Learn more

75 years' experience

Forms and documents

Learn more

75 years' experience

Top up your super

Learn more

75 years' experience

Update your details 

Log in

Where to find ...

How your fund performed
Forms and documents
Choice form
Find lost super
Aged care support

How do I ...

Update my details
Make a financial hardship claim
Nominate a beneficiary
Provide my Tax File Number
Access my super early

I want to ...

Activate my Member Online account
Learn more about salary sacrifice
Contribute to spouse’s super
Make a complaint
Check unit prices

Need more help? We’ve got you covered.

Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.

Member Online Support

Member Online support

Log in to your account for more information or to submit an online enquiry.

Contact Our Helpline

Contact our Helpline

Visit the member support page or call 1800 682 525, Monday to Friday, 8am-7pm (AEST/ AEDT).

Useful contact details

Mercer Super Trust members
General enquiries: 1800 682 525
Calling from overseas: +61 3 8306 0900
Write to us:
Mercer Super Trust, GPO BOX 4303,
Melbourne, VIC 3001

Pension members
General enquiries: 1800 671 369
Calling from overseas: +61 3 8306 0906
Write to us:
Mercer Super Trust, GPO BOX 4303,
Melbourne, VIC 3001

Past performance is not a reliable indicator of future performance. The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.

† Mercer Super’s default investment option Mercer SmartPath®, has delivered on average 8.1% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.2% p.a. Based on Mercer SmartPath membership data as at 31 December 2024 and for members invested for the full period. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 December. Past performance is not a reliable indicator of future performance.

†† Chant West MySuper Default Fee Tables December 2024 – for $50,000 and $100,000 account balances. Fees are for Mercer SmartSuper - SmartPath® (our MySuper product) as at 31 December 2024 for total administration fees and costs. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds. You may pay less than this if you are in an employer plan with discounted fees. For more details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works' guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.

§ Marsh McLennan announces US$617 billion assets under delegated management (as of December 31, 2024 / end of 4Q24) for Mercer.

* Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 15 years respectively. Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.

Mercer Super has been recognised with several Chant West Apple Ratings for 2025, including 5 Apples - Highest Quality Fund rating for Mercer Super's super products Mercer SmartSuper Plan - Employer, Mercer SmartSuper Plan - Individual, Mercer SmartSuper and Mercer Business Super, as well as Mercer Super's pension product Mercer SmartRetirement Income. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Refer to chantwest.com.au for full ratings information and their FSG.

The WeMoney Awards are issued by WeMoney Pty Ltd (WeMoney) ABN 88 633 007 860. Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533 has an agreement with WeMoney which permits MSAL to disclose the WeMoney Awards it has received. MSAL pays WeMoney a licence fee. Details about the WeMoney Awards program and methodology are available at wemoney.com.au.

Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Neither Mercer nor any of its related parties accepts any responsibility for any inaccuracy. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.