More resources to help you understand how your super is performing
How your super performs is important and can have an impact on the funds you have to maintain you in retirement. So it makes sense to keep a close eye on the detail of your fund’s long term returns.
To help you understand how the various Mercer Super investment options have performed over the short and long-term, we’ve included a range of reports and resources below.
Daily unit prices
Mercer Super Trust daily unit prices are calculated for each Melbourne business day and will generally be available between 7.00pm and 8.00pm AET on the Melbourne business day following the effective date of the unit price.
Monthly Investment Reports
Access our latest Mercer Super Monthly investment performance reports for the Corporate Super Division and Mercer SmartRetirement Income.
How to compare superannuation funds’ performance
Tracking the performance of your super fund can help you understand how your portfolio is gaining or losing value. Most funds also provide monthly, quarterly and annual reports that outline investment returns.
You may also like to compare the superannuation performance of different funds to help determine which one is right for you.
Compare like for like
When assessing superannuation funds’ performance, you should make sure you’re comparing like for like funds in order to make a fair judgment. That means comparing super funds of the same type, as well as those that have a similar risk profile.
Review your account net benefit
One number to check in relation to your super is your account’s net benefit - the investment return you get after administration fees, investment fees, insurance premiums and taxes are removed. This is often the figure that goes towards the account balance that you see.
Consider long-term returns
It’s important to note that superannuation is a long-term investment and it’s the returns that you get over a period of years and decades that really count.
Talk to a licensed financial adviser
If you are considering changing super funds, we recommend that you speak with a licensed financial adviser who can take your personal circumstances and financial goals into consideration.
Keeping on top of your super performance
Tracking the average superannuation returns of your fund is an important way to understand and grow your wealth for retirement. Read Mercer Super’s product dashboards to learn more about our performance.
More on investments:
Each year we publish a Mercer Super Trust Annual Report which contains important information about our fund, any changes that we’ve made, our investment options and performance plus much more.
As your life and financial goals change over time, your super investment strategies should too. At Mercer Super, we understand everyone is different and one size doesn’t fit all. We’re proud to offer a broad range of investment options.
How we invest your super and allocated pension
Depending on the investment options you have with us, we’ll invest in a range of asset classes such as Shares, Property, Fixed Interest and Cash. For every asset class, you can break this further down into underlying assets to see exactly what your super or allocated pension is invested in.
Issued by Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’). Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, Financial Services Guide and Target Market Determination (TMD) before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance.
Issued by Mercer Superannuation (Australia) Limited, ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981. The value of an investment in the Mercer Super Trust may rise and fall from time to time. Neither MSAL nor Mercer (Australia) Pty Ltd (Mercer) guarantees the investment performance, earnings or return of capital invested in the Mercer Super Trust. ‘MERCER’ is an Australian registered trademark of Mercer ABN 32 005 315 917. © 2023 Mercer LLC. All rights reserved.